Privacy Policy

1. Who We Are

This Privacy Policy applies to the website eros-jeff-martin.com, operated by Jeff Martin, a Financial Representative (CA License #0M89827) with Pacific Advisors, a member of The Guardian Network. The Guardian Life Insurance Company of America is headquartered at 10 Hudson Yards, New York, NY 10001.

For purposes of this Privacy Policy, "we," "us," or "our" refers to Jeff Martin and Pacific Advisors. "You" or "your" refers to any person who visits this website or contacts us through it.

2. Information We Collect

We collect information you provide directly to us and information collected automatically through your use of this website.

Information You Provide

When you schedule a complimentary review, submit a contact form, or communicate with us, we may collect:

Information Collected Automatically

When you visit this Site, we and our third-party service providers may automatically collect certain information, including:

• IP address and general geographic location
• Browser type, device type, and operating system
• Pages visited and time spent on the Site
• Referring website or source
• Cookies and similar tracking technologies (see Section 5)

Information from Third Parties

We may receive information about you from third-party scheduling platforms (such as our booking calendar), analytics providers, and marketing platforms used to operate this website.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To respond to your inquiries and schedule your complimentary review
• To provide you with information about financial planning, income protection, retirement strategies, and life insurance relevant to your situation
• To send appointment confirmations, reminders, and follow-up communications
• To send educational content and newsletters (with your consent, and you may opt out at any time)
• To improve the functionality and content of this website
• To comply with applicable legal and regulatory requirements
• To maintain records as required by Pacific Advisors, Guardian, and applicable law

We do not sell your personal information to third parties for their own marketing purposes.

4. How We Share Your Information

We may share your information in the following limited circumstances:

• Pacific Advisors and Guardian Network: As a Financial Representative with Pacific Advisors, information relevant to insurance and financial products you inquire about may be shared with Pacific Advisors, The Guardian Life Insurance Company of America, One Pacific Financial & Insurance Solutions LLC, or other Guardian affiliates as necessary to provide services.
• Service Providers: We use third-party platforms including LeadConnector (GoHighLevel) for CRM and scheduling, and email service providers. These providers are contractually bound to protect your information and may not use it for their own purposes.
• Insurance Carriers: If you apply for an insurance product, information necessary to underwrite and issue a policy may be shared with the relevant insurance carrier.
• Legal Requirements: We may disclose information when required by law, court order, or regulatory authority, including Guardian compliance and regulatory bodies.
• Business Transfers: In the unlikely event of a business transition, your information may be transferred as part of that process.

We do not share your personal information with unaffiliated third parties for their marketing purposes without your consent.

5. Cookies and Tracking Technologies

This website uses cookies and similar tracking technologies to enhance your experience and help us understand how visitors use the Site.

Types of cookies we use:

• Essential cookies: Required for the website to function properly, including booking and scheduling features
• Analytics cookies: Help us understand traffic patterns and improve the Site (e.g., Google Analytics)
• Marketing cookies: Used by platforms like LeadConnector to track form submissions and campaign effectiveness

You may disable cookies through your browser settings, though doing so may affect the functionality of this website. Most browsers allow you to refuse cookies or alert you when cookies are being sent.

6. How We Protect Your Information

We take reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include secure data transmission (SSL/HTTPS), access controls, and use of reputable third-party platforms with their own security practices.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

Pacific Advisors and Guardian maintain additional cybersecurity and data protection standards applicable to financial services. For information about Guardian's cybersecurity practices, visit guardianlife.com/cybersecurity.

7. Your Rights and Choices

You have the following rights with respect to your personal information:

• Access: You may request a copy of the personal information we hold about you
• Correction: You may request that we correct inaccurate information
• Deletion: You may request that we delete your personal information, subject to legal and regulatory retention requirements
• Opt-out of marketing: You may unsubscribe from marketing emails at any time using the unsubscribe link in any email or by contacting us directly
• Do Not Call: You may request to be placed on our internal Do Not Call list

To exercise any of these rights, contact us at [email protected] or (818) 903-5650.

8. California Privacy Rights

As a California-based practice serving California residents, we comply with the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).

California residents have the right to:

• Know what personal information is collected, used, shared, or sold
• Delete personal information held by businesses
• Opt out of the sale or sharing of personal information
• Non-discrimination for exercising their privacy rights
• Correct inaccurate personal information
• Limit the use and disclosure of sensitive personal information

We do not sell personal information as defined under the CCPA. To submit a California privacy request, contact us at [email protected].

For California-specific privacy notices related to Guardian insurance products, please review the Privacy Notice for Insurance Transactions for California Residents available on Guardian's website.

9. Guardian Network Privacy Notices

As a Financial Representative operating within the Guardian Network, additional privacy notices apply to insurance and financial products offered through Pacific Advisors and The Guardian Life Insurance Company of America. We encourage you to review the following:

Guardian is committed to ensuring that the confidential personal and financial information of its customers is protected. For questions about Guardian's privacy practices, contact: Privacy Office, Law and Compliance Department, The Guardian Life Insurance Company of America, 10 Hudson Yards, New York, NY 10001, or by email at [email protected].

10. Children's Privacy

This website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately at [email protected] and we will take steps to delete it.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or the services we offer. We will post the updated policy on this page with a revised effective date. We encourage you to review this page periodically.

Your continued use of this website after any changes to this Privacy Policy constitutes your acceptance of the updated policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact:

Jeff Martin
Financial Representative · Pacific Advisors
Beverly Hills, CA
Email: [email protected]
Phone: (818) 903-5650
CA License #0M89827

We will respond to your request within a reasonable timeframe and in accordance with applicable law.